Scenarios
Pricing

Simple, transparent pricing

No ads. No commissions. No financial products sold. Subscriptions fund the platform independently.

Save up to 33% with annual billing
Free
£0

Explore the core simulation engine and see your projection.

✓Wealth fan chart (percentile bands)
✓Edit plan inputs (accounts, contributions, spend)
✓Configurable assumptions (inflation, LSA, triple lock)
✓Light & dark theme
✓Interactive landing demo
✗Sidebar sliders (what-if exploration)
✗Personalised insights
✗Full UK tax engine
✗Cashflow breakdown
✗Scenario comparison
✗Retirement safety analysis
✗Portfolio deep-dive
✗Withdrawal strategy tools
✗Inheritance tax planning
✗Life events & spending phases
✗Couple modelling
✗CSV / report exports
Most Popular
Solo
£72/year
£6/month — billed annually

Full modelling power for one person — every tab, every tool.

✓3 saved plans
Everything in Free, plus:
✓High-powered AI support agent — 100 AI requests/month
✓Interactive sidebar sliders
✓Full UK tax engine (2026/27)
✓Cashflow analysis (stacked income vs spending)
✓Scenario comparison (up to 3)
✓Retirement safety analysis & withdrawal gauge
✓Portfolio deep-dive & diversification
✓Withdrawal strategy optimiser (PCLS vs UFPLS)
✓Inheritance tax planning & gift modelling
✓Life events & spending phases
✓Settings & full assumptions control
✓CSV / report exports
✓Full access to The Daily Interest
✗Couple / household modelling
✗Shared inflation paths
Best Value
Duo
£120/year
£10/month — billed annually

Joint modelling for couples — two people, one household view.

✓5 saved plans
Everything in Solo, plus:
✓High-powered AI support agent — 150 AI requests/month
✓Joint couple modelling
✓Combined wealth fan chart
✓Shared market conditions
✓Marriage allowance modelling
✓Full access to The Daily Interest
Feature comparison
FeatureFreeSoloDuo
Core
Saved plans—11
Monte Carlo simulation (1,000 runs)✓✓✓
Fan chart (percentile bands)✓✓✓
Median wealth projection✓✓✓
Personalised insights—✓✓
Light & dark theme✓✓✓
Analysis Tools
Interactive sidebar sliders—✓✓
Cashflow breakdown (stacked)—✓✓
Scenario comparison (up to 3)—✓✓
Retirement safety analysis—✓✓
Portfolio deep-dive & diversification—✓✓
Withdrawal strategy optimiser—✓✓
Spending sensitivity chart—✓✓
Tax & Configuration
Full UK tax engine (2026/27)—✓✓
Scottish income tax bands—✓✓
CGT with cost basis tracking—✓✓
Dividend & savings income tax—✓✓
PCLS vs UFPLS comparison—✓✓
Configurable assumptions✓✓✓
Inflate / freeze tax bands✓✓✓
Planning Features
Life events & spending phases—✓✓
Property & mortgage calculator—✓✓
Inheritance tax planning—✓✓
CSV & report exports—✓✓
Couple
Couple modelling (two people)——✓
Combined wealth fan chart——✓
Shared inflation paths——✓
Marriage allowance——✓
Cancel anytime, no lock-in

Not the right time? Cancel whenever you like — no fees, no notice period. Your access continues until the end of your billing period. Scenarios does not display ads, sell financial products, or earn commissions — your subscription is the only thing that funds the platform.

Scenarios
Build your financial plan, properly.
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Scenarios is a trading name of Scenarios Software Ltd. Registered in England and Wales. Company No. 17046348. ICO registration: ZC115276.
Registered office: 1 Lievesley Grove, Nottingham, NG4 4LW